* Interest rates are subject to change without notice in the current environment - call 800.496.3572 to confirm rates! Traditional Annuities     Term Product Name Company AM Best Interest Rates Year 1--Base Avg. Yield Premium Band Surrender Charges MVA Window Notes 1 SRA 1 The Standard A -- 2.60% --- N/A -- N/A --- $100k+ -- 2.50% --- N/A -- N/A --- $15k+ 6 Years 7,7,7,6,5,3,0% No No 1 Quintaflex ING Reliastar A -- 2.60% --- N/A -- N/A --- TSA -- 2.60% --- N/A -- N/A --- IRA -- 2.50% --- N/A -- N/A --- Non-Qual 5 Years 5,5,5,5,5,0% Yes Yes 1 Citadel 5 Diamond American National A -- 2.20% --- 1.20% -- N/A --- $100K+ -- 2.10% --- 1.10% -- N/A --- $5K+ 5 Years 7,7,7,6,5, 0% No No 1 PGA 5 The Standard A -- 2.35% --- N/A -- N/A --- $100k+ -- 2.25% --- N/A -- N/A --- $5k+ 5 Years 8,7,6,5,4,2,0% No No 1 ING Premier 3 ING Reliastar A -- 4.94% --- N/A -- N/A --- $50k+ -- 4.86% --- N/A -- N/A --- $25-50k -- 1.45% --- N/A -- N/A --- $5K+ 6 Years 9,8,7,6,5,4,0% No No 1 PGA 7 The Standard A -- 2.50% --- N/A -- N/A --- $100k+ -- 2.40% --- N/A -- N/A --- $5k+ 7 Years 9,8,7,6,5,4,2,0% No No 1 PGA 9 The Standard A -- 2.35% --- N/A -- N/A --- $100k+ -- 2.25% --- N/A -- N/A --- $5k+ 9 Years 9,8,7,6,5,4,3,2,1,0% No No 1 Premier 5 ING Reliastar A -- 5.22% --- N/A -- N/A --- $50k+ -- 4.86% --- N/A -- N/A --- $25k+ -- 1.45% --- N/A -- N/A --- $5k+ 6 Years 5, 4.75, 4.5, 4.25, 4, 3.75, 0% No No 1 FRA 7 The Standard A -- 3.95% --- N/A -- N/A --- $100k+ -- 3.85% --- N/A -- N/A --- $15k+ 7 Years 9,8,7,6,5,4,2,0% No No 1 Pro Flex VALIC A -- 3.50% --- 1.00% -- N/A --- TSA -- 3.00% --- 1.00% -- N/A --- IRA -- 3.00% --- 1.00% -- N/A --- NQ 5 Years 5,5,5,5,5,0% No No 1 AGA 5 The Standard A -- 3.75% --- N/A -- N/A --- $100k+ -- 3.65% --- N/A -- N/A --- $15k++ 5 Years 7,6,5,4,2,0% Yes No 1 AGA 7 The Standard A -- 3.90% --- N/A -- N/A --- $100k+ -- 3.80% --- N/A -- N/A --- $15k++ 7 Years 7,6,5,4,3,2,1,0% Yes No 1 SL Liberty 1 Year Genworth A -- 4.70% --- 1.35% -- 1.90% --- $250k+ -- 3.95% --- 1.35% -- 1.78% --- $100k+ -- 2.95% --- 1.35% -- 1.61% --- $15k++ -- --- Bailout -- --- Yrs 2-6 6 Years 9,9,8,7,6,5,0% Yes No Term Product Name Company AM Best Interest Rates Year 1--Base Avg. Yield Premium Band Surrender Charges MVA Window Notes 2 Citadel 7 Diamond American National A -- 3.35% --- 1.35% -- N/A --- $100K -- 3.25% --- 1.25% -- N/A --- $5K 7 Years 7,7,7,6,5,4,2,0% No No 2 Secure Living Independence Genworth A -- 3.65% --- 2.15% -- N/A --- $100k+ -- 3.15% --- 2.15% -- N/A --- $50k++ -- 2.65% --- 2.15% -- N/A --- $15k++ 6 years 9,9,8,7,6,5,0% No No Term Product Name Company AM Best Interest Rates Year 1--Base Avg. Yield Premium Band Surrender Charges MVA Window Notes 3 SL Liberty 3 Year Genworth A -- 2.75% --- 2.75% -- 2.00% --- $250k -- 2.55% --- 2.55% -- 1.90% --- $100k+ -- 1.95% --- 1.95% -- 1.60% --- $15k++ -- 1.25% --- Bailout -- --- Yrs 4-6 6 Years 9,9,8,7,6,5,0% No No Term Product Name Company AM Best Interest Rates Year 1--Base Avg. Yield Premium Band Surrender Charges MVA Window Notes 5 SL Liberty 5 Year Genworth A -- 2.15% --- 2.15% -- 1.97% --- $250k+ -- 2.00% --- 2.00% -- 1.85% --- $100k+ -- 1.60% --- 1.60% -- 1.52% --- $15k++ -- 1.10% --- -- --- Yr 6 6 Years 9,9,8,7,6,5,0% No No