| The Standard |
|
PGA 7 |
| A |
| 1 Year(s) |
| $100k+ |
$5k+ |
|
|
| 2.80% |
2.70% |
|
|
| N/A |
N/A |
|
|
| N/A |
N/A |
|
|
| 1.00% |
1.00% |
|
|
| Bailout Provision: The bailout interest rate equals the first year guaranteed interest rate (including bonus) minus 1%. |
| 45 Days from receipt of application |
| $1,000,000 without prior H.O. approval |
| $5k Qualified & Non-Qualified |
| Flexible |
| $1,000 |
| Yes |
| 3.00%-1.50% - new minimum interest rates will be applied by state and can change monthly. Click Here For Details |
| 0-90 (Annuitant) |
| 7 Years
9,8,7,6,5,4,2,0% |
| Premium Guarantee: Client will never receive less than the premiums that were paid into the Principal Growth Annuity, minus any prior withdrawals. |
| No |
| No |
| 10% after one year, Systematic Interest after 30 days. |
| No |
| Yes: After the first year, if you become a nursing home resident for 30 or more consecutive days, surrender charges are waived on withdrawals. [The nursing home waiver is not available in Massachusetts.] |
| Yes: After the first contract year, if you become terminally ill, surrender charges are waived on withdrawals. Not available in some states. [In Massachusetts, the terminal illness waiver is available during — rather than after — the first contract year.] |
| |
| Yes:If you convert your PGA into a Payout annuity with The Standard with a life payment option or a payment period of five or more years, you will recieve your guaranteed income payments without a surrender charge. |
| None |
| |
5.00%
2.50%
1.75%
|
00-80
81-85
86-90
|
|
| Commission For Premiums Added Years 4-7 are 2.50% Age 0-80 and 1.25% ages 81-85. |
| Not Available in NY |
| Click Here |
| Click Here |
| PGA 7 Client Sales Literature |
PGA 7 Agent Sales Literature |
Click Here  |
|
|
| Click Here |
Click Here  |
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