| VALIC |
|
Pro Flex |
| A |
| 1 Year(s) |
| TSA |
IRA |
NQ |
|
| 4.50% |
2.40% |
2.25% |
|
| 2.00% |
1.75% |
1.75% |
|
| N/A |
N/A |
N/A |
|
| 2.50% |
0.65% |
0.50% |
|
| The company delcares a new interest rate at the beginning of each month and guarantees that all new deposits received during that month will earn that month's interest rate for the remainder of that calendar year. The current practice (which is not guaranteed) is that those deposits will continue to earn the base rate for one additional calendar year. |
| No Rate Lock! |
| $1,000,000 |
| $50.00 |
| Flexible |
| $50.00 |
| Yes |
| 2.00% |
| 85 for NQ and IRAs and 70 for other Qualified Plans |
| 5 Years
5,5,5,5,5,0% |
Return Of Premium:
The policyowner can return his/her annuity anytime for an amount equal to the purchase payment[s] less withdrawals [if any], or the withdrawal value [annuity value less any early withdrawal charge], whichever value is greater.
Surrender Charge for Flexible Premium:
If used as a flex product, there is a 5 year rolling surrender charge for each deposit. Never to exceed 12 years from inception date. |
| No |
| No |
| 10% after 1st Policy Year. Single withdrawal minimum is $250min, Systematic minimum $50. |
| No |
| Yes |
| Yes |
| No |
| No. Surrender Charges would apply during surrender period. |
| None |
|
4.80%
3.80%
2.60%
|
00-55
56-75
76-85
|
|
| Commission shown above is option A. Option B is 3.80% 0-55 2.80% 56-75 and 1.60% 76-85 with a 24bps trail. Option B is 1.80% 0-55 0.80% 56-75 and Not Available 76-85 with a 60bps trail. |
| Not Available in MN OR WA |
| Click Here |
| Click Here |
| Pro Flex Client Sales Literature |
Pro Flex Agent Sales Literature |
Click Here  |
|
| Click Here |
Click Here  |
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