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Printable Version  
Term Product
Name		 Company
AM Best
Interest Rates
Year 1--Base		Avg.
Yield		Premium
Band
 Surrender
Charges		 MVA
Window		 Commissions Sales
Lit		 Forms Notes
5FGA 5The Standard
A / (VitalSigns)
--2.10%---2.10%--2.10%---$100k+
--2.00%---2.00%--2.00%---$15k+
5 Years
8,7,6,5,4,0%		Yes
No		3.00%   00-80
1.50%   81-85
1.35%   86-90		Client
Agent		Apps
Contr
Term Product
Name		 Company
AM Best
Interest Rates
Year 1--Base		Avg.
Yield		Premium
Band
 Surrender
Charges		 MVA
Window		 Commissions Sales
Lit		 Forms Notes
6FGA 6The Standard
A / (VitalSigns)
--2.50%---2.50%--2.50%---$100k+
--2.40%---2.40%--2.40%---$15k+
6 Years
8,7,6,5,4,3,0%		Yes
No		2.00%   00-80
1.00%   81-85
0.77%   86-90		Client
Agent		Apps
Contr
6Horizon AchieverAmerican General
A / (VitalSigns)
--2.15%---2.15%--2.15%---$5,000
6 Year
10,9,8,7,6,5 W,4,3,2,1,0%		Yes
Yes		3.00%   00-80
2.00%   81-85		Client
Agent		Apps
Contr
Term Product
Name		 Company
AM Best
Interest Rates
Year 1--Base		Avg.
Yield		Premium
Band
 Surrender
Charges		 MVA
Window		 Commissions Sales
Lit		 Forms Notes
7FGA 7The Standard
A / (VitalSigns)
--2.60%---2.60%--2.60%---$100k+
--2.50%---2.50%--2.50%---$15k+
7 Years
8,7,6,5,4,3,2,0%		Yes
No		2.50%   00-80
1.25%   81-85
1.125%   86-90		Client
Agent		Apps
Contr
Term Product
Name		 Company
AM Best
Interest Rates
Year 1--Base		Avg.
Yield		Premium
Band
 Surrender
Charges		 MVA
Window		 Commissions Sales
Lit		 Forms Notes
10Steady ChoiceRoyal Neighbors
A- / (VitalSigns)
--3.00-----3.00%---$0
10 Years
10,9,8,7,6,5,4,3,2,1%		No
No		5.00%   00-75
2.25%   Year 2+		Apps
Contr


Printable Version  
Term Product
Name		 Company
AM Best		 Credit
Method
Index
Used		Part
Rate		CapBonusPrem
Band
 Surrender
Charge		 Inc Rider
Cost		 MVA
Window		 Commissions Sales
Lit		 Forms Notes
5ISA 5The Standard
A / (VitalSigns)		Annual Reset
-S&P--- 100%---4.25%---No---$100k+
-S&P---100%---4.00%---No---$15k+
5 Years
7,6,5,4,2,0%		No
N/A		Yes
No		3.00%   00-80
1.50%   81-85
1.35%   86-90		Client
Agent		Apps
Contr
Term Product
Name		 Company
AM Best		 Credit
Method
Index
Used		Part
Rate		CapBonusPrem
Band
 Surrender
Charge		 Inc Rider
Cost		 MVA
Window		 Commissions Sales
Lit		 Forms Notes
7Secure Living Index 7Genworth
A / (VitalSigns)		Annual Reset
-S&P--- 100%---4.20%---N/A---$250k+
-S&P---100%---4.00%---N/A---$100k+
-S&P---100%---3.50%---N/A---$25k+
7 Years
9,9,8,7,6,5,4,0%		Yes
Yes
No		5.00%   00-75
3.50%   76-80
2.00%   81-85		Apps
Contr
7ISA 7The Standard
A / (VitalSigns)		Annual Reset
-S&P--- 100%---4.75%---No---$100k+
-S&P---100%---4.40%---No---$15k+
7 Years
7,6,5,4,3,2,1,0%		No
N/A		Yes
No		4.00%   00-80
2.00%   81-85
1.45%   86-90		Client
Agent		Apps
Contr
Term Product
Name		 Company
AM Best		 Credit
Method
Index
Used		Part
Rate		CapBonusPrem
Band
 Surrender
Charge		 Inc Rider
Cost		 MVA
Window		 Commissions Sales
Lit		 Forms Notes
10Secure Living Index 10 PlusGenworth
A / (VitalSigns)		Annual Reset
-S&P--- 100%---3.20%---5.00%---$250k+
-S&P---100%---3.00%---5.00%---$100k+
-S&P---100%---2.50%---5.00%---$25k+
10 Years
9,9,8,7,6,5,4,3,2,1,0%		Yes
Yes
No		7.00%   00-75
5.00%   76-80		Client
Agent		Apps
Contr


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