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| * Interest rates are subject to change without notice in the current environment – call 800.496.3572 to confirm rates! |
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5 | Secure 5 | ING USA
A / (VitalSigns) | Annual Reset | ----S&P--- 100%----5.25% ----No -----$75k+
----S&P--- 100%----4.75% ----No -----$75k+
----S&P--- 100%----4.25% ----Yes -----$15k+
----S&P--- 100%----3.75% ----Yes -----$15k+ | 5 Years
8,7.5,6.5, 5.5,4.5,0% | Yes
0.40% | No
No | 4.00% 00-80 | Client
Agent | Apps
Contr |  |
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6 | New Directions 6 | Lincoln National
A+ / (VitalSigns) | Annual Perf. Trigger or
2Yr Pt to Pt | ----S&P--- 100%----5.15% ---- No -----$100k+
----S&P--- 100%----4.80% ---- No -----$10k++
----S&P--- 100%----12.35% ----No -----$100k+
----S&P--- 100%----11.35% ----No -----$10k++ | 6 Years
9,8,7,6,5,4,0% | Yes
0.40% | Yes
No | 3.50% 00-75
2.75% 76-80
1.75% 81-85 | Client
Agent | Apps
Contr |  |
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7 | Secure 7 | ING USA
A / (VitalSigns) | Annual Reset | ----S&P--- 100%----6.75% ----No -----$75k+
----S&P--- 100%----5.75% ----No -----$15k+ | 7 Years
10,10,10, 10,9,8,7,0% | Yes
0.40% | No
No | 5.00% A-80 | Client
Agent | Apps
Contr | |
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8 | New Directions 8 | Lincoln National
A+ / (VitalSigns) | Annual Perf. Trigger or 2Yr Pt to Pt | ----S&P--- 100%----5.60% ---- No -----$100k+
----S&P--- 100%----5.35% ---- No -----$10k++
----S&P--- 100%----13.50% ----No -----$100k+
----S&P--- 100%----12.75% ----No -----$10k++ | 8 Years
9,8,7,6,5,
4,2,1,0% | Yes
0.40% | Yes
No | 4.50% 00-75
3.50% 76-80
2.25% 81-85 | Client
Agent | Apps
Contr | |
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1 | Smart Rate 1 | Genworth
A / (VitalSigns) | ---4.00%----N/A---N/A---$100k+
---3.50%----N/A---N/A---$50k++
---3.00%----N/A---N/A---$5,000 | 7 Years
7,7,7,6,5,4,3,0% | No
No | 4.50% 00-75
2.70% 76-80
1.50% 81-85 | | Apps
Contr | |
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3 | Regal Choice 3 | Royal Neighbors
A- / (VitalSigns) | ---2.10%----2.10%---2.10%---$100k+
---2.00%----2.00%---2.00%--- $50k++ | 3 Years
8,7,6%u>W8,7,6%u>W8,7,6,0% | No
Yes | 2.00% 18-75
1.50% 76-85 | | Apps
Contr | |
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5 | Neighbors Choice | Royal Neighbors
A- / (VitalSigns) | ---3.50%----3.50%---3.50%---$10k+ | 5 years
8.5,7.5,7,6,4,0% | No
No | 1.75% 18-75
2.00% $100k+
1.45% 76-85
1.70% $100k+
| Client
Agent | Apps
Contr | |
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6 | Crown Choice | Royal Neighbors
A- / (VitalSigns) | ---3.50%----3.50%---3.50%---$100k+
---3.40%----3.40%---3.40%---$20k+ | 6 Years
8.5, 7.5, 7,6,5,4.5,0 | No
No | 2.75% 00-75
1.45% 76-85 | Client
Agent | Apps
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| 6 | FGA 6 | The Standard
A / (VitalSigns) | ---3.20%----3.20%---3.20%---$100k+
---3.10%----3.10%---3.10%---$15k+ | 6 Years
8,7,6,5,4,3,0% | Yes
No | 2.00% 00-80
1.00% 81-85
0.77% 86-90 | Client
Agent | Apps
Contr | |
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7 | Rate Saver 7 | Genworth
A / (VitalSigns) | ---3.60%----3.60%---3.60%---$250k+
---3.50%----3.50%---3.50%---$100k+
---3.35%----3.35%---3.35%---$25k++ | 7 Years
9,8,7,6,5,4,3% W Restart | Yes
Yes | 2.75% 00-75
2.15% 76-80
1.50% 81-85 | | Apps
Contr | |
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