[p] 800.496.3572
 [f] 800.496.3717
   
Home
About Us
Is IPG a Fit for Me?
  Why IPG?
  Our Team
  Team Bios
  Products & Companies
  Incentives & Tools
Calculators
Companies
Forms
New Business
  Contracting
  Marketing & Other
Incentives & Trips
Quotes
Resource Center
Vital Signs
Contact Us
IPG Central
IPG East
IPG West

e-mail newsletter

A member of LifeMark Partners
Guaranteed Rate Traditional Index Flexible Premium Immediate
* Interest rates are subject to change without notice in the current environment – call 800.496.3572 to confirm rates!
Guaranteed Rate Annuities Printable Version  
Term Product
Name		 Company
AM Best
Interest Rates
Year 1--Base		Avg.
Yield		Premium
Band
 Surrender
Charges		 MVA
Window		 Commissions Sales
Lit		 Forms Notes
3 Palladium 3 MYGAmerican National
A / (VitalSigns)		---2.10%----2.10%---2.10%---$100K+
---2.00%----2.00%---2.00%---$5,000		3 years
8,8,8% W 7,6,5,4,3,2,1,0%		Yes
Yes		1.50%   00-79
0.50%   80-85		Client
Agent		Apps
Contr
3Regal Choice 3Royal Neighbors
A- / (VitalSigns)		---2.10%----2.10%---2.10%---$100k+
---2.00%----2.00%---2.00%--- $50k++		3 Years
8,7,6%u>W8,7,6%u>W8,7,6,0%		No
Yes		2.00%   18-75
1.50%   76-85		Apps
Contr
3MYGuarantee 3Lincoln National
A+ / (VitalSigns)		---1.55%----1.55%---1.55%---$100k+
---1.40%----1.40%---1.40%---$10k++		3 Years
7,7,6,0%		Yes
No		1.00%   00-75
0.65%   76-80
0.50%   81-85		Client
Agent		Apps
Contr
Term Product
Name		 Company
AM Best
Interest Rates
Year 1--Base		Avg.
Yield		Premium
Band
 Surrender
Charges		 MVA
Window		 Commissions Sales
Lit		 Forms Notes
4MYGuarantee 4Lincoln National
A+ / (VitalSigns)		---2.20%----2.20%---2.20%---$100k+
---2.05%----2.05%---2.05%---$10k++		4 Years
7,7,6,5,0%		Yes
No		1.00%   00-75
0.65%   76-80
0.50%   81-85		Client
Agent		Apps
Contr
4Momentum Adv 4Integrity
A++ / (VitalSigns)		---2.75%----2.00%---2.18%---$20k++ 4 Years
8,8,7,7,0%		Yes
No		2.00%   00-79
0.50%   80-86		Apps
Contr
4Palladium 4 MYGAmerican National
A / (VitalSigns)		---2.10%----2.10%---2.10%---$100k+
---2.00%----2.00%---2.00%---$5k+		4 Years
8,8,8,7% W 6,5,4,3,2,1,0%		Yes
Yes		2.00%   00-79
1.00%   80-85		Client
Agent		Apps
Contr
Term Product
Name		 Company
AM Best
Interest Rates
Year 1--Base		Avg.
Yield		Premium
Band
 Surrender
Charges		 MVA
Window		 Commissions Sales
Lit		 Forms Notes
5Neighbors ChoiceRoyal Neighbors
A- / (VitalSigns)		---3.50%----3.50%---3.50%---$10k+5 years
8.5,7.5,7,6,4,0%		No
No		1.75%   18-75
2.00%   $100k+
1.45%   76-85
1.70%   $100k+
Client
Agent		Apps
Contr
5Rate Saver 5Genworth
A / (VitalSigns)		---2.95%----2.95%---2.95%---$250k+
---2.85%----2.85%---2.85%---$100k+
---2.70%----2.70%---2.70%---$25k++		5 Years
9,8,7,6,5% W Restart		Yes
Yes		2.00%   00-75
1.35%   76-80
0.70%   81-85		Apps
Contr
5MYGuarantee 5Lincoln National
A+ / (VitalSigns)		---2.95%----2.95%---2.95%---$100k+
---2.80%----2.80%---2.80%---$10k++		5 Years
7,7,6,5,4,0%		Yes
No		2.00%   00-75
1.30%   76-80
0.75%   81-85		Client
Agent		Apps
Contr
5FGA 5The Standard
A / (VitalSigns)		---2.70%----2.70%---2.70%---$100k+
---2.60%----2.60%---2.60%---$15k+		5 Years
8,7,6,5,4,0%		Yes
No		3.00%   00-80
1.50%   81-85
1.35%   86-90		Client
Agent		Apps
Contr
5Palladium 5 MYGAmerican National
A / (VitalSigns)		---3.30%----2.30%---2.50%---$100k+
---3.20%----2.20%---2.40%---$5k+		5 Years
8,8,8,7,6% W 5,4,3,2,1,0%		Yes
Yes		4.00%   00-79
2.00%   80-85		Client
Agent		Apps
Contr
5Momentum
Advantage 5		Integrity
A++ / (VitalSigns)		---3.05%----2.30%---2.45%---$20k++5 Years
8,8,7,7,6,0%		Yes
No		2.50%   00-79
0.50%   80-86		Apps
Contr
5 Classic 5Lincoln National
A+ / (VitalSigns)		---4.00%----2.00%---2.40%---$100k+
---3.00%----2.00%---2.20%---$10k++		5 Years
9,8,7,6,5,0%		Yes
No		4.00%   00-75
2.75%   76-80
1.50%   81-85		Client
Agent		Apps
Contr
5Freedom Series 5Liberty Life
A / (VitalSigns)		---4.65%----1.65%---2.25%---$100k+
---4.50%----1.50%---2.10%---$10k++
---4.25%----1.25%---1.85%---$5,000		5 Years
7,7,7,6,5,0%		No
No		3.50%   00-80
1.50%   81-85		Client
Agent		Apps
Contr
5SRA 5The Standard
A / (VitalSigns)		---2.10%----2.10%---2.10%---$100k+
---2.00%----2.00%---2.00%---$15k+		5 Years
9,8,7,6,5,0%		No
No		4.00%   00-80
2.00%   81-85
1.45%   86-90		Client
Agent		Apps
Contr
Term Product
Name		 Company
AM Best
Interest Rates
Year 1--Base		Avg.
Yield		Premium
Band
 Surrender
Charges		 MVA
Window		 Commissions Sales
Lit		 Forms Notes
6Crown ChoiceRoyal Neighbors
A- / (VitalSigns)		---3.50%----3.50%---3.50%---$100k+
---3.40%----3.40%---3.40%---$20k+		6 Years
8.5, 7.5, 7,6,5,4.5,0		No
No		2.75%   00-75
1.45%   76-85		Client
Agent		Apps
Contr
6FGA 6The Standard
A / (VitalSigns)		---3.20%----3.20%---3.20%---$100k+
---3.10%----3.10%---3.10%---$15k+		6 Years
8,7,6,5,4,3,0%		Yes
No		2.00%   00-80
1.00%   81-85
0.77%   86-90		Client
Agent		Apps
Contr
6MYGuarantee 6Lincoln National
A+ / (VitalSigns)		---3.10%----3.10%---3.10%---$100k+
---2.95%----2.95%---2.95%---$10k++		6 Years
7,7,6,5,4,3,0%		Yes
No		2.25%   00-75
1.50%   76-80
0.75%   81-85		Client
Agent		Apps
Contr
6Palladium 6 MYGAmerican National
A / (VitalSigns)		---3.05%----3.05%---3.05%---$100k+
---2.95%----2.95%---2.95%---$5k+		6 Years
8,8,8,7,6,5% W 4,3,2,1,0%		Yes
Yes		2.50%   00-79
0.50%   80-85		Client
Agent		Apps
Contr
6New Directions 6
Fixed Acct		Lincoln National
A+ / (VitalSigns)		---3.00%----3.00%---3.00%---$100k+
---2.80%----2.80%---2.80%---$10k++		6 Years
9,8,7,6,5,4,0%		Yes
No		3.50%   00-75
2.75%   76-80
1.75%   81-85		Client
Agent		Apps
Contr
6SRA 6The Standard
A / (VitalSigns)		---2.15%----2.15%---2.15%---$100k+
---2.05%----2.05%---2.05%---$15k+		6 Years
9,8,7,6,5,4,0%		No
No		4.00%   00-80
2.00%   81-85
1.45%   86-90		Client
Agent		Apps
Contr
Term Product
Name		 Company
AM Best
Interest Rates
Year 1--Base		Avg.
Yield		Premium
Band
 Surrender
Charges		 MVA
Window		 Commissions Sales
Lit		 Forms Notes
7Rate Saver 7Genworth
A / (VitalSigns)		---3.60%----3.60%---3.60%---$250k+
---3.50%----3.50%---3.50%---$100k+
---3.35%----3.35%---3.35%---$25k++		7 Years
9,8,7,6,5,4,3% W Restart		Yes
Yes		2.75%   00-75
2.15%   76-80
1.50%   81-85		Apps
Contr
7MYGuarantee 7Lincoln National
A+ / (VitalSigns)		---3.30%----3.30%---3.30%---$100k+
---3.15%----3.15%---3.15%---$10k++		7 Years
7,7,6,5,4,3,2,0%		Yes
No		2.50%   00-75
1.60%   76-80
1.00%   81-85		Client
Agent		Apps
Contr
7Palladium 7 MYGAmerican National
A / (VitalSigns)		---4.15%----3.15%---3.29%---$100k+
---4.05%----3.05%---3.19%---$5k+		7 Years
8,8,8,7,6,5,4% W 3,2,1,0%		Yes
Yes		2.50%   00-79
0.50%   80-85		Client
Agent		Apps
Contr
7Momentum
Advantage 7		Integrity
A++ / (VitalSigns)		---3.75%----3.00%---3.10%---$20k++7 Years
8,8,7,7,6,6,5,0%		Yes
No		3.00%   00-79
1.00%   80-85		Apps
Contr
7Assured Choice 7VALIC
A / (VitalSigns)		---2.90%----2.90%---2.90%---$100k+
---2.80%----2.80%---2.80%---$50k++
---2.70%----2.70%---2.70%---$10k++		7 Years
7,7,7,6,5,4,3%		Yes
No		3.20%   00-75
1.60%   76-85		Client
Agent		Apps
Contr
7 Classic 7Lincoln National
A+ / (VitalSigns)		---5.35%----2.35%---2.77%---$100k+
---4.35%----2.35%---2.63%---$10k++		7 Years
9,8,7,6,5,4,3,0%		Yes
No		5.00%   00-75
3.50%   76-80
1.75%   81-85		Client
Agent		Apps
Contr
7Guarantee Choice 7ING USA
A / (VitalSigns)		---3.50%----2.50%---2.64%---$75K+
---2.50%----2.50%---2.50%---$15K+		7 years
9,8,7,6,5,4,3% W 2,1,0%		Yes
Yes		2.50%   A0 - 80
1.50%   B 1stYr
0.25%   B Trail		Client
Agent		Apps
Contr
Term Product
Name		 Company
AM Best
Interest Rates
Year 1--Base		Avg.
Yield		Premium
Band
 Surrender
Charges		 MVA
Window		 Commissions Sales
Lit		 Forms Notes
8Palladium 8 MYGAmerican National
A / (VitalSigns)		---3.50%----3.50%---3.50%---$100k+
---3.40%----3.40%---3.40%---$5k++		8 Years
8,8,8,7,6,5,4,3% W 2,1,0%		Yes
Yes		2.50%   00-79
0.50%   80-85		Client
Agent		Apps
Contr
8MYGuarantee 8Lincoln National
A+ / (VitalSigns)		---3.35%----3.35%---3.35%---$100k+
---3.20%----3.20%---3.20%---$10k++		7 Years
7,7,6,5,4,3,2,0%		Yes
No		2.50%   00-75
1.60%   76-80
1.00%   81-85		Client
Agent		Apps
Contr
8New Directions 8
Fixed Acct		Lincoln National
A+ / (VitalSigns)		---3.25%----3.25%---3.25%---$100k+
---3.15%----3.15%---3.15%---$10k++		8 Years
9,8,7,6,5,4,2,1,0%		Yes
No		4.50%   00-75
3.50%   76-80
2.25%   81-85		Client
Agent		Apps
Contr
Term Product
Name		 Company
AM Best
Interest Rates
Year 1--Base		Avg.
Yield		Premium
Band
 Surrender
Charges		 MVA
Window		 Commissions Sales
Lit		 Forms Notes
9MYGuarantee 9Lincoln National
A+ / (VitalSigns)		---3.40%----3.40%---3.40%---$100k+
---3.25%----3.25%---3.25%---$10k++		7 Years
7,7,6,5,4,3,2,0,0%		Yes
No		2.50%   00-75
1.60%   76-80
1.00%   81-85		Client
Agent		Apps
Contr
9Palladium 9 MYGAmerican National
A / (VitalSigns)		---5.00%----3.00%---3.22%---$100k+
---4.90%----2.90%---3.12%---$5k+		9 Years
8,8,8,7,6,5,4,3,2% W 1,0%		Yes
Yes		3.00%   00-79
1.00%   80-85		Client
Agent		Apps
Contr
Term Product
Name		 Company
AM Best
Interest Rates
Year 1--Base		Avg.
Yield		Premium
Band
 Surrender
Charges		 MVA
Window		 Commissions Sales
Lit		 Forms Notes
10Guarantee Choice 10ING USA
A / (VitalSigns)		---4.50%----3.50%---3.60%---$75k+
---3.50%----3.50%---3.50%---$15k+		10 years
9,8,7,6,5,4,3,2,1,0%		Yes
No		3.25%   A0 - 80
2.00%   B 1stYr
0.25%   B Trail		Client
Agent		Apps
Contr
10 Momentum Adv. 10Integrity
A++ / (VitalSigns)		---4.15%----3.40%---3.47%---$20k+ 10 Years
8,8,7,7,6,6,5,5,4,4,0%		No
No		 3.50%   0-79
1.50%   80-83		Apps
Contr
10Palladium 10 MYGAmerican National
A / (VitalSigns)		---4.35%----3.35%---3.45%---$100k+
---4.25%----3.25%---3.35%---$5k+		10 Years
8,8,8,7,6,5,4,3,2,1,0%		Yes
Yes		4.00%   00-79
2.00%   80-85		Client
Agent		Apps
Contr
10MYGuarantee 10Lincoln National
A+ / (VitalSigns)		---3.45%----3.45%---3.45%---$100k+
---3.30%----3.30%---3.30%---$10k++		7 Years
7,7,6,5,4,3,2,0,0,0%		Yes
No		2.50%   00-75
1.60%   76-80
1.00%   81-85		Client
Agent		Apps
Contr


Annuities | Life Insurance | Long-Term Care Insurance | Disability Insurance | Calculators | Forms | Incentives & Trips | Resources | Vital Signs | Contact | Quotes

Follow IPG-US.com on the social web Facebook Twitter
Copyright © 2004-2010. Independent Planners Group, LLC. All rights reserved. For Agent or Broker/Dealer Use Only. Products and carriers are not available in all states. Terms of Use | Privacy Policy
Please call IPG for current availability. Securities offered through CUE® Member NASD and SIPC. Photographs by Peter Haigh.