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Picture This
You have finally landed that huge case you have been working on for a year. You send it to your company of choice and it comes back rated and you can't place the rating. In a panic, you look to another carrier you know will give you a standard rating. Will the first company you sent the case to share its exam and apps info and simplify your life? In most cases the answer is no and you will have to start the underwriting process all over again and risk the client changing their mind about the sale.
 What to Do?
Let IPG solve these worries for you. We offer file-building services for all agents on all life business. We will maintain your complete client underwriting file so that you can change carriers if needed without the lengthy delays that can cost you the sale.
Just send your Life Insurance & MoneyGuard applications to our office and we will do the worrying about those hard to get medical records as well as ordering exams and inspection reports. Remember to have your client complete the New IPG Underwriting Authorization Form with every application to allow us to acquire their medical information. |
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Many people out there still have a perception of IPG as being a annuity provider and that we can't be of much help with your life insurance business. A couple of years ago they were right. However, THINGS HAVE CHANGED!! We have made great investments in time & resources to have the kind of infrastructure, support, and tools needed to help you develop your life business.
Top 5 Ways IPG is Helping Get Your Applications Through Underwriting:
 #1- Expertise
Ron Blauvelt has worked in the insurance industry since 1987, starting as an agent with Prudential. In 1994 he founded his own life insurance brokerage agency, Life Specialists, Inc. Life Specialists has successfully assisted agents in the marketing and creation of life insurance sales opportunities. In owning his own brokerage agency, Ron was involved in all aspects from developing marketing programs, having a proficiency in impaired risk case development, and providing agents valuable sales materials with particular emphasis on advanced life insurance and estate planning. Contact Ron and let him show you how we can help.
#2 - Ordering Para-Med Exams & Attending Physician Statements
You need to spend your time where it is most needed; With Your Clients. You don't need to spend your time ordering medical exams & APS's. Let IPG do it for you.
#3 - Table Shaving Programs
Let us help you get rid of those small extra ratings on your UL business. We represent several companies who will automatically issue your UL policy at standard rates even if it is rated up as high as a table 4. In addition, our affiliation with over 30 life carriers will insure that we will find the most aggressive underwriting quotes for all of your cases.
#4 - Product Underwriting Guidelines on Our Website
IPG's Website has underwriting requirements and build charts integrated on our website! You will be able to refer to this in your office while you are meeting with you clients, allowing you to properly set their expectations on what kind of rating they might have and what the application process will require of them (treadmill, EKG, bloodwork etc.). Click here for Underwriting Requirements by company.
#5 - Impaired Risk Questionnaires on Our Website
IPG now has Impaired Risk Questionnaires for 33 different conditions that could affect the underwriting of your case. Now it is not necessary to call and find out what questions to ask your client to see if they are insurable and then get back to them. Now you can access the questions on our website while your clients are in the office with you! Making you sound very knowledgeable to you clients. Take a look at the questionnaires, click here. |
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LIFE INSURANCE
SALES CAMPAIGNS |
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