* Interest rates are subject to change without notice in the current environment - call 800.496.3572 to confirm rates! Term Product Name Company AM Best Interest Rates Year 1--Base Avg. Yield Premium Band Surrender Charges MVA Window Commissions (remove?) Notes 5 FGA 5 The Standard A -- 2.10% --- 2.10% -- 2.10% --- $100k+ -- 2.00% --- 2.00% -- 2.00% --- $15k+ 5 Years 8,7,6,5,4,0% Yes No 3.00%   00-80 1.50%   81-85 1.35%   86-90 Term Product Name Company AM Best Interest Rates Year 1--Base Avg. Yield Premium Band Surrender Charges MVA Window Commissions (remove?) Notes 6 FGA 6 The Standard A -- 2.50% --- 2.50% -- 2.50% --- $100k+ -- 2.40% --- 2.40% -- 2.40% --- $15k+ 6 Years 8,7,6,5,4,3,0% Yes No 2.00%   00-80 1.00%   81-85 0.77%   86-90 6 Horizon Achiever American General A -- 2.15% --- 2.15% -- 2.15% --- $5,000 6 Year 10,9,8,7,6,5 W,4,3,2,1,0% Yes Yes 3.00%   00-80 2.00%   81-85 Term Product Name Company AM Best Interest Rates Year 1--Base Avg. Yield Premium Band Surrender Charges MVA Window Commissions (remove?) Notes 7 FGA 7 The Standard A -- 2.60% --- 2.60% -- 2.60% --- $100k+ -- 2.50% --- 2.50% -- 2.50% --- $15k+ 7 Years 8,7,6,5,4,3,2,0% Yes No 2.50%   00-80 1.25%   81-85 1.125%   86-90 Term Product Name Company AM Best Interest Rates Year 1--Base Avg. Yield Premium Band Surrender Charges MVA Window Commissions (remove?) Notes 10 Steady Choice Royal Neighbors A- -- 3.00 --- -- 3.00% --- $0 10 Years 10,9,8,7,6,5,4,3,2,1% No No 5.00%   00-75 2.25%   Year 2+ Term Product Name Company AM Best Credit Method Index Used Part Rate Cap Bonus Prem Band Surrender Charge Inc Rider Cost MVA Window Commissions (remove?) Notes 5 ISA 5 The Standard A Annual Reset - S&P --- 100% --- 4.25% --- No --- $100k+ - S&P --- 100% --- 4.00% --- No --- $15k+ 5 Years 7,6,5,4,2,0% No N/A Yes No 3.00%   00-80 1.50%   81-85 1.35%   86-90 Term Product Name Company AM Best Credit Method Index Used Part Rate Cap Bonus Prem Band Surrender Charge Inc Rider Cost MVA Window Commissions (remove?) Notes 7 Secure Living Index 7 Genworth A Annual Reset - S&P --- 100% --- 4.20% --- N/A --- $250k+ - S&P --- 100% --- 4.00% --- N/A --- $100k+ - S&P --- 100% --- 3.50% --- N/A --- $25k+ 7 Years 9,9,8,7,6,5,4,0% Yes Yes No 5.00%   00-75 3.50%   76-80 2.00%   81-85 7 ISA 7 The Standard A Annual Reset - S&P --- 100% --- 4.75% --- No --- $100k+ - S&P --- 100% --- 4.40% --- No --- $15k+ 7 Years 7,6,5,4,3,2,1,0% No N/A Yes No 4.00%   00-80 2.00%   81-85 1.45%   86-90 Term Product Name Company AM Best Credit Method Index Used Part Rate Cap Bonus Prem Band Surrender Charge Inc Rider Cost MVA Window Commissions (remove?) Notes 10 Secure Living Index 10 Plus Genworth A Annual Reset - S&P --- 100% --- 3.20% --- 5.00% --- $250k+ - S&P --- 100% --- 3.00% --- 5.00% --- $100k+ - S&P --- 100% --- 2.50% --- 5.00% --- $25k+ 10 Years 9,9,8,7,6,5,4,3,2,1,0% Yes Yes No 7.00%   00-75 5.00%   76-80