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| * Interest rates are subject to change without notice in the current environment – call 800.496.3572 to confirm rates! |
| Royal Neighbors |
|
Regal Choice 3 |
| A- |
| 3 Year(s) |
| $100k+ |
$50k++ |
|
|
| 1.85% |
1.75% |
|
|
| 1.85% |
1.75% |
|
|
| 1.85% |
1.75% |
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| N/A |
N/A |
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| Competitive renewal rate offered during the 30-day free withdrawal window provided in the last 30 days of the first two 3-year periods. No surrender charges after 9 years. |
| 35 Days from the Actual Date of the Rate Change |
| $300,000 |
| $50,000 |
| Single |
| |
| N/A |
| 1.00% |
| 85 Qualified & Non-Q |
| 3 Years
8,7,6% W 8,7,6% W 8,7,6,0% |
The initial interest rate is guaranteed for three (3) years. The initial interest rate is determined by the single premium amount on deposit at the time of issue. Premiums between $50,000 and $99,999 receive the standard rate in effect at the time of issue. Premiums over $100,000 are eligible for a 0.10% bonus above the standard rate.
30 days prior to the end of the first 3-year guarantee period (1st renewal date), you will be notified of the new interest rate for the next 3-year period. During these 30 days, you can make a full or partial withdrawal without a surrender charge. No action is necessary if you wish to continue the certificate with the new guaranteed interest rate for another 3 years. This process is repeated 30 days prior to the end of the second 3-year guarantee period (2nd renewal date). At the end of the second renewal period, beginning in the 109th month, the interest crediting rate will renew on a nonguaranteed basis as designated periodically by Royal Neighbors. |
| No |
| Yes |
| Interest, RMDs |
| No |
| No |
| No |
| No |
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| Full commissions paid upon each 3 year renewal period. |
| Not Available in CA CT DE IL MT NV NJ ND OR |
| Royal Neighbors has Incentive Promotions to View |
| Click Here |
| Click Here |
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Click Here  |
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| Click Here |
Click Here  |
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