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A member of LifeMark Partners
* Interest rates are subject to change without notice in the current environment – call 800.496.3572 to confirm rates!
Guaranteed Rate Annuities
Company Lincoln National
Product New Directions 6
Fixed Acct
AM Best Rating A+
Guarantee Period 6 Year(s)
Premium Bands $100k+ $10k++     
1st Year Rate 2.25% 2.10%     
Rate Year 2 - end of guarantee period 2.25% 2.10%     
Average Yield to end of Surrender Period 2.25% 2.10%     
1st Year Bonus N/A N/A     
Interest Rate Notes This is the Fixed Account within the New Directions 6 Index Annuity:
It is shown in our guaranteed rate chart because money placed in the fixed account functions just like a guaranteed rate annuity. Please Click Here for information on the index accounts.
Rate Lock
Maximum Premium
Minimum Premium $10,000
Premium Type Single
Minimum Additions N/A
TSA Loan Provision N/A
Minimum Contractual Interest Rates 1.75%
Maximum Issue Age 85 Qualified & Non-Q
Surrender Charges as a percentage of Account Value by Year 6 Years  9,8,7,6,5,4,0%
Surrender Charge Notes
MVA Yes
Window No
Free Withdrawals 10% Including Year 1
Surrender Charge at Death No
Nursing Home Surrender Charge Waiver Yes:
If confined to a nursing home or hospital for at least 30 consecutive days,beginning after the first contract anniversary.
Terminal Illness Surrender Charge Waiver Yes:
If first diagnosed with a terminal illness after the contract issue date.
Unemployment Surrender Charge Waiver
Annuitization Waiver Annuitization available after the second contract year.
Action at end of Term None
Comments Presentation for Agent to familiarize themselves with the product:
Please Click Here For Agent Presentation

Approved presentation for your client:
Please Click Here For Client Presentation
Commission Schedule
3.50%
2.75%
1.75%
00-75
76-80
81-85
Commission Notes Option B = 2.50% with 0.25% Trail ages 0-75
No Trail Available for ages 76-85
Product Availability by State Not Available in MN NY OR
New Business Forms Click Here
Contracting Forms Click Here
Client Sales Literature New Directions 6
Fixed Acct Client Sales Literature
Agent Sales Literature
New Directions 6
Fixed Acct Agent Sales Literature
VitalSigns - Company Financials Click Here    
Company News Announcements
Lincoln National is reducing rates on all products eff 9-1-10.
Lincoln National dropping commissions on Optipoint and Classic annuities. Click here for details.
Request an Illustration Click Here
Print this Chart Click Here  
 

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